Locations. Unfortunately, we are currently unable to find savings account that fit your criteria. Citizens National Bank of Texas. Troubled First Republic Bank seized and sold to JPMorgan Chase Give us a call today to speak with a live Customer Service Representative. $4 discount on all other available styles, 20% discount on safety deposit box rental, $1,000.00 minimum balance required to avoid a monthly service charge. Obtaining a checking account with no monthly fee as well as a savings account with a high interest rate at the same institution is your best option for accruing the most income from your deposits while having convenient access to your money. Example: 301 E. Main Street Kilgore TX 75662. We continue to provide "hometown" banking with big bank services. 8U.S. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Helping make your business financially successful. Legal Statement. Its safe, secure and easy. Secure Login - CNB of Texas The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. The Citizens National Bank of Hillsboro is headquartered in HILLSBORO and is the 255 th largest bank in the state of Texas. More complex businesses benefit from this accounts low $12 monthly fee because it applies an earnings credit to your average collected balance less reserve requirements to offset any per item fees. These forward-looking statements may be identified by reference to future period(s) or by the use of forward-looking terminology, such as anticipate, estimate, expect, foresee, may, might, will, would, could or intend, future or conditional verb tenses, and variations or negatives of such terms. Whatever your goals are, we can help you find ways to live in the moment and still save for tomorrow. Apple, the Apple logo, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Safe Deposit Boxes - Citizens National Bank Terms of Use | Readers are cautioned not to place undue reliance on the forward-looking statements contained in this press release because actual results could differ materially from those indicated in such forward-looking statements due to a variety of factors. | Locations, 972-938-4300 Contact Us Now Personal Lending Get in touch with our friendly loan professionals and find a loan that's right for you. Market data provided by ICE Data Services. There are no guarantees that working with an adviser will yield positive returns. $4.00 discount on all other available styles. U.S. Treasury officials said Monday they're encouraged that the First Republic seizure happened "with the least cost to the Deposit Insurance Fund.". The $12 transfer fee per day for Overdraft Line of Credit Plan is waived for Student Checking, Citizens EverValue Checking, Citizens Quest Checking, and Citizens Private Client Checking. In connection with the Proposed Transaction, Business First will file with the SEC a registration statement on Form S-4 (the Registration Statement) that will include a proxy statement of Texas Citizens and a prospectus of Business First (the Proxy Statement-Prospectus), and Business First may file with the SEC other relevant documents concerning the Proposed Transaction. Click the link below if you wish to order checks for yourself. Accidental death and dismemberment insurance, Discounts on travel, lodging and car rental, $2,000 minimum balance required to avoid a monthly service charge. Business Lending | Citizens National Bank of Texas Lending You need a bank that not only lends dollars, you need one that lends an ear. We do not manage client funds or hold custody of assets, we help users connect with relevant financial advisors. For example, we typically do not pay overdrafts if your account is not in good standing or if the overdraft amount is excessive. Mortgages are offered and originated by Citizens Bank, N.A. . Texas Citizens Banks Chairman and CEO Duncan Stewart will join b1BANK and will serve as chairman, Houston region, leading business development efforts. For information on our Funds Availability Policy, please visit citizensbank.com/overdraft or see your Personal Deposit Account Agreement. Customer Privacy Policy You can manage all of your banking from anywhere you have internet access. Get more answers in our Full FAQs section. Contact Us | Website Privacy Policy | Piper Sandler Companies acted as financial advisor to Texas Citizens, and Bracewell LLP acted as legal advisor to Texas Citizens. the combined institution is expected to have total consolidated assets of approximately $4.9 billion. Citizens Peace of Mind gives you additional time to fund your account and reverse overdraft fees. All forward-looking statements, expressed or implied, included in this press release are expressly qualified in their entirety by the cautionary statements contained or referred to herein. Businesses, big and small, are the lifeblood of our communities. As of September 30, 2021, TCBI had $516.9 million in total assets, $365.7 million in total loans, $452.0 million in total deposits and $34.6 million in shareholders equity. Citizens National Bank ranks as a small bank with assets totaling $402 million and deposits totaling $357 million. Since 1985 Citizens National Bank has been helping our customers buy, build, or refinance their homes. NOTICE: Each depositor is insured in the amount of $250,000.00 for each account ownership. Contact us at 972-938-4300. Use our mortgage calculators to help you make the right decision. Business First Bancshares, Inc. (Business First) (Nasdaq: BFST), the holding company for b1BANK, and Texas Citizens Bancorp, Inc. (Texas Citizens) today jointly announced the signing of a definitive agreement under which Business First will acquire Texas Citizens and its wholly owned bank subsidiary, Texas Citizens Bank, National Association. Powered and implemented by FactSet. Supporting documents vary depending on the type of business you have. Get extra time to cover overdrafts2 with Citizens Peace of MindTM 3, Reduced fees for Non-Citizens ATM usage4, Money Orders and Paper Statement, Unlimited ATM transactions at other banks ATMs with no fee from us4, Plus no fees for personal style checks, stop payments, money orders, bank checks, wire transfers, foreign currency exchange and more, No overdraft fee charged on a first occurrence each year with Citizens Fee Relief, plus get an extra day to cover future overdraft charges with Citizens Peace of MindTM 3, All the same benefits as Citizens Quest Checking plus up to $10 in non-Citizens ATM fee refunds per statement cycle, We'll waive the monthly fee when you make one deposit each statement period. Please change your search criteria and try again. Click herefor more information on routing numbers. Citizens National Bank at Brownwood Brownwood branch is one of the 2 offices of the bank and has been serving the financial needs of their customers in Brownwood, Brown county, Texas for over 27 years. What happens to First Republic Bank's stock and deposits now? Khristopher J. Brooks is a reporter for CBS MoneyWatch covering business, consumer and financial stories that range from economic inequality and housing issues to bankruptcies and the business of sports. Citizens National Bank of Texas - Since 1868 Business Online Banking Mobile Banking Locations About Us Apple Pay Now Available! Managing your checking accounts doesnt have to be complicated. Citizens National Bank's mobile app allows you to manage your accounts by reviewing current statements, sending and receiving money as well as reaching support representatives. Shareholders are urged to read the Registration Statement and the Proxy Statement-Prospectus regarding the Proposed Transaction carefully and in their entirety when they become available and any other relevant documents filed with the SEC by Business First, as well as any amendments or supplements to those documents, because they will contain important information about the Proposed Transaction. Regulators seized control of First Republic Bank on Monday and accepted a bid from JPMorgan Chase for virtually all of the lender's assets. Citizens National Bank, whose headquarters are in Cameron, Texas, lacks premium access to support representatives, with no live chat or all-day service options available. Citizens National Bank at Brownwood Brownwood branch operates as a full service brick and mortar office. Our next group of cards to be reissued will be those expiring in May 2023. Loans Citizens National Bank at Brownwood My e-Statements | Brownwood, Texas 76801, 2023 Citizens National Bank at Brownwood | Sitemap, Due to requirements set by Visa, we will be reissuing all debit cards as they expire. Citizens National Bank | Personal & Business Banking Building rewarding relationships. For additional information regarding the transaction, an Investor Presentation has been filed with the Security and Exchange Commission (SEC) and may be accessed, at no charge, on the SECs website at www.sec.gov and at BFSTs website at www.b1BANK.com. Free standard single checks, just pay $8 shipping. Second-biggest bank failure in U.S. history. Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view. For more information on any of the accounts offered at Citizens National Bank, contact Brenda Vernon, Geanna Johnson, or Sierra Trevino in New Accounts, at 325-643-3545. With a low monthly fee of $15, this account offers more services for the growing business. Citizens National Bank Brownwood, Texas Citizens National Bank: Ph: (325) 643-3545 eMail: Checking We offer a variety of Personal Checking and Business Checking Accounts to meet your needs LEARN MORE Savings We offer a variety of interest bearing Savings Accounts to meet your needs. Citizens National Bank provides customers with a varied selection of product offerings, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. It was established in 1893 and as of December of 2022, it had grown to 28 employees at 2 locations.The Citizens National Bank of Hillsboro's CD rates are 68% higher than the national average, and it has a B health rating. SmartAssets services are limited to referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. The $30 Annual Fee on Overdraft Line of Credit is waived for Student Checking, Citizens EverValue Checking, Citizens Quest Checking, and Citizens Private Client Checking. Live Personal Bankers Please note that we are continuing to take extra precautions to protect the health of our customers and employees. Home Mortgage Rates | Today's Mortgage Rates | Citizens This new feature gives you earlier access to your cash, helps avoid the stress of overdrafts and provides a head start on paying bills. Account will switch to One Deposit Checking from Citizens when all account owners are age 25 or older. #1 Carnegie St., Round Rock, TX 78664. How do I update my name and address in your system? The significant efforts of our team toward strengthening our institution have resulted in the OCC recently lifting the Formal Agreement. Citizens Bank Citizens corporate headquarters: One Citizens Plaza, Providence, RI 02903 Current b1BANK Executive Vice President, Director of Market Expansion Don Hingle will relocate to Houston as regional president, Houston. 2023 Citizens National Bank of Texas Equal Housing Lender Member FDIC. Check out our competitive rates and variety of products tailored to fit your individual financial needs. Site Map | Citizens National Bank's CD rates are fair as compared against the national average. Citizens National Bank | Personal & Business Banking JPMorgan CEO Jamie Dimon said the locations will be converted into JPMorgan wealth management centers over the next 18 months. Its being added to all Citizens personal checking, savings and money market accounts. When you have completed the application, click submit and your information will be reviewed. APY = Annual Percentage Yield. As of September 30, 2021, TCBI had $516.9 million in total assets, $365.7 . Citizens National Bank's mobile app allows you to manage your accounts by reviewing current statements, sending and receiving money as well as reaching support . Come by and meet our friendly staff and discuss your banking needs. PO Box 569120. Online Banking Citizens Bank Its free, and theres nothing you need to do to enroll! 10Citizens Zero Liability policy covers U.S.-issued cards only. Location Details | Citizens National Bank | Texas | Round Rock, Cedar No reviews about the branch yet. Regulators wanted a private company to take over First Republic to avoid the FDIC taking on too much debt, and that requirement "may have precluded other regional bank bidders from making the math work as well as it does for JPM," Ken Usdin, equity analyst for Jeffries, said in a note Monday. Check out our account offerings below. Baton Rouge, La. Learn how to take control of your money and avoid overdrafts and fees. var yyyy = Year.getFullYear(); My e-Statements | ICE Limitations. Round Rock Map ATM. Rates and APYs accurate as of March 23, 2023. 12128 Ranch Road 620 N. Austin, TX 78750. My e-Statements | First Republic has $229 billion in assets, making it the second-biggest bank to collapse in U.S. history after the 2008 failure of Washington Mutual . No automated bots, no call centers. Locations, 972-938-4300 e-Statements: With online banking, you can choose paperless statements. Business First Bancshares, Inc., (Nasdaq: BFST) through its banking subsidiary b1BANK, has $4.4 billion in assets, $4.7 billion in assets under management through b1BANKs affiliate Smith Shellnut Wilson, LLC (SSW) (excludes $1.0 billion of b1BANK assets managed by SSW) and operates Banking Centers and Loan Production Offices in markets across Louisiana and the Dallas, Texas area, providing commercial and personal banking products and services. E-statements are a secure and easy way to access your statements online. Under the terms of the merger agreement, which has been unanimously approved by the board of each company, Texas Citizens shareholders will receive 0.7038 shares of Business First stock for each share of Texas Citizens common stock (with cash paid in lieu of fractional shares), or approximately 2.1 million shares of Business Firsts common stock. Our Loan Officers are only a phone call away if you need help. We have experienced success diversifying our geographic exposure over the past few years. Box 1629, Stop by a branch or call a CNB representative at 1 (865) 429-7521 to discuss our CNB Business Checking Account options, which only require $100 to open. Learn how to manage overdrafts and avoid fees by viewing ourOverdraft Choices. Locations, Customer Privacy Policy document.write(Year); b1BANK was awarded #1 Best-In-State Bank, Louisiana, by Forbes and Statista, and is a three-time recipient of Baton Rouge Business Reports Best Places to Work in Baton Rouge. Visit b1BANK.com for more information. About Us | It can be found on the bottom of the check directly to the right of the routing number. Business First Bancshares, Inc. and Texas Citizens Bancorp - b1BANK Welcome to Citizens National Bank's Web Site. Email the Bank. To remain on this site, click 'cancel' below. 1If you are a Citizens Personal Checking, Savings or Money Market account customer that has set up a direct deposit with a payor, you may be able to get that direct deposit up to two days early with Citizens Paid Early. With online Banking and online Bill Pay, we blend the latest in banking technology with personalized service. Online Banking Citizens Bank Online Banking Online banking makes handling your everyday banking needs easier than ever. Hoping to stem the panic, 11 of the nation's largest financial institutions in mid-Marchgave First Republic $30 billionin deposits, but the effort failed to assuage concerns about the bank's viability. Brownwood, Texas 76801. E-Statements are a secure and easy way to access your statements online. The transaction is expected to close during the first quarter of 2022. Choosing the right account for you is simple with Citizens. Click Here for a downloadable business account application. We're open for business online 24/7. Copyright 2023 CBS Interactive Inc. All rights reserved. Tutorial Videos Apple Android Business Online Banking & Bill Pay Brownwood, Texas 76804, 401 W Commerce St,. Contact Us | Citizens National Bank does not have the best savings rate, which means you should consider looking elsewhere for banks that deliver more return for your money. Your branch address. This schedule helps you determine when a deposit you make will increase your available balance. Free copies of the Proxy Statement-Prospectus, as well as other filings containing information about Business First, may be obtained at the SECs Internet site (www.sec.gov), when they are filed by Business First. No checks? This account features an earnings credit to reduce or eliminate fees. Privacy Policy | This will allow the employer to verify the above information. Without the deal, the FDIC would have needed to assume all of First Republic's debt. Although the acquisition of First Republic's assets by another lender may shore up confidence in the banking system, analysts noted that JPMorgan is growing even larger as a result of the deal and is likely to attract the scrutiny of lawmakers. Call: 1 (800) 264-4274. We look forward to using our combined strength to benefit both existing and new clients throughout one of the countrys most potential-filled regions.. Whenever you are ready, CNB is here for you. Freeze Your Card With the New CNB App. When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings. Citizens National Bank (TX) Review | Review, Fees, Offerings Citizens National Bank unfortunately does not reimburse out-of-network ATM charges, meaning you will be required to locate a Citizens National Bank ATM or accept the cost of withdrawal. Manage Accounts: With online banking, you can check your balance and account activity, search your payment history, place stop payment requests and more. A deposit that only partially covers transactions or overdraft items will not result in a fee reversal. checking or savings account required to use Zelle. Member FDIC (NMLS ID# 433960). One-Time Checkup with a Financial Advisor. Citizens Peace of Mind is available on personal checking accounts and does not apply to Overdraft Line of Credit Transfer Fees. At Citizens National Bank, you're anything but a number. Texas Citizens Bank has been successful in serving Houston area owner-managed businesses since our inception, said Stewart. Before that collapse, the largest loss for the DIF was$10.7 billion in 2008 to resolve the loss for subprime lender IndyMac. Citizens is a brand name of Citizens Bank, N.A. How do I set up direct deposit and what kind of information is required? Contact Us Open a Personal Checking Account Online | Citizens Brownwood office is located at 401 West Commerce, Brownwood. 6 months of Business Suite, including ATM advertising and. Financial Information Citizens National Bank - Crockett Texas - 75835 It is also the 2,900 th largest bank in the nation. Email or call a Citizens Bank representative today! For more information on the reissue please. The FDICestimatedthe cost to the Deposit Insurance Fund at about $13 billion; by comparison, SVB's failure resulted in a $20 billion hit. Established in 1900, Citizens National Bank has assets totaling $402 million as well as deposits totaling $357 million, which makes the institution a small bank. "This acquisition modestly benefits our company overall, it is accretive to shareholders, it helps further advance our wealth strategy and it is complementary to our existing franchise," he said, noting that 800 JPMorgan employees worked around the clock to complete the transaction.